Here’s the kind of headline I like to see: Create a notebook for saving money:
In previous columns, I’ve mentioned organizing recipes and coupons, creating a price book to track product prices, a garden journal and menu planning. A frugal notebook is a place to organize all these useful tools. It’s easy to put together and cheap, too.
All you need is a binder, page protectors, dividers, index cards and a few printable forms, such as a calendar and checklists to get started.
One reader, Jean in Canada, shares: “I keep my home-organization notebook in a big zippered binder with lots of pockets and some files. I also have stamps, address labels, stationery, cards and a calculator.”
I keep all my financial records electronically, for the most part, but I used to try to track my spending in a notebook. Now I tend to jot down notes about things I need to do, like transferring money from one account to another, or notes about mutual funds I might want to consider investing in. I’ve never tried to keep a price book, but it’s a nice idea. My notebook use is more about spending money than saving it– I tend to write down things I want to buy!
Does anyone have any money-saving tips involving use of a notebook?